Dante Disparte, executive vice president of the Diem Association, joins Real Vision CEO and co-founder Raoul Pal to discuss Diem, the pushback Libra received, and regulations. Disparte explains Diem's vision is aiming toward bringing more people into financial inclusion and mobility through, in part, lowering the cost of service without sacrificing compliance or security. He believes that Libra, which was Diem's previous branding and name, received significant pushback primarily because of who its creators were as well as its value proposition possibly not being understood. Against that backdrop, he states that Diem has integrated this feedback, improving its protocol and message after initially developing Libra. Disparte touches on the recent discussions around wallet regulations, mentioning the need for regulatory clarity, and the disasters that have resulted from lack of protections and regulations for wallet providers. Filmed on January 28, 2021. Key Learnings: Diem’s core mission is to improve both financial inclusion and financial mobility, and they have integrated feedback received from the community while they were developing Libra. Wallet regulations and clarity around those policies may reduce risks associated with custodians' loss or theft of funds and allow for development teams to feel more confident that they are in full compliance.