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Please enjoy this conversation I had at my house in Grand Cayman with Paul Guerra on his podcast ACCIÓN! for one of the most personal episodes I’ve ever had.

👉 Subscribe to Paul's channel:  @PaulGuerraTV  https://www.youtube.com/@PaulGuerraTV

We dug deep into my journey—from my days at Goldman Sachs to navigating the financial crisis, the birth of Global Macro Investor, and ultimately starting Real Vision. This is not just about finance; it’s about life, growth, and creating the future you deserve.

I shared my thoughts on the two massive megatrends shaping the future—technology, and crypto—and why now is the most critical moment in human history. We talked about my move to Spain, my passion for travel, and the profound lessons that shaped my perspective on life, quality, and happiness. Plus, I opened up about the emotional challenges of being in the spotlight and staying true to my vision despite setbacks.

This episode is raw, unfiltered, and unlike anything you’ve seen from me before. I’m sharing not just my strategies for financial freedom, but the personal side of what drives me. If you’ve ever felt stuck, overwhelmed, or unsure how to take control of your future, this is for you.

Key topics covered in this episode:

• Why technology and crypto are the ultimate opportunities to unf*ck your future.

• The myths about homeownership and why your house might not be the asset you think it is.

• My personal journey from London to Spain to the Cayman Islands and how it shaped my views on quality of life.

• The story behind Real Vision and my mission to democratize financial knowledge.

• How to prepare for the coming economic singularity driven by AI and robots.

This is more than just a financial discussion—it’s about living a life with purpose, embracing change, and building a better future. Recorded on December 13, 2025, in the Cayman Islands.

🍌 Get your Banana Zone swag at the Real Vision merch store: https://shop.realvision.com

00:00 Episode Highlights

01:42 Welcome to the Journey: Raoul Pal on Life, Work, and Macro

02:13 Raoul’s Background: From Goldman Sachs to Macro Investing

03:25 Writing and Communicating: The Global Macro Investor

04:00 The Financial Crisis and the Fragility of the System

06:09 The Safe Bank That Wasn’t Allowed

07:14 Discovering Bitcoin in 2012

08:15 Democratizing Financial Knowledge

08:51 The Birth of Real Vision

10:37 Travel, Perspective, and Quality of Life

12:11 Investing in Quality of Life Over Materialism

15:06 Spain, Cayman Islands, and the Search for Balance

20:13 Explaining the Financial System in 2024

22:16 The Debt Problem: A Global Issue

26:23 The Mega Trends: Technology and Crypto

30:05 Bitcoin, Ethereum, and the Future of Assets

32:23 Institutional Money and the Validation of Crypto

35:06 The Journey to a $100 Trillion Crypto Market

39:06 Real Estate: Asset or Lifestyle?

45:34 The Role of Debt and the Housing Story

52:34 Legacy and the Future of Finance

57:00 Advice Across Decades: 20s, 30s, and 40s

01:01:49 Managing Time and Resilience

01:09:52 What’s Next for Real Vision and Raoul Pal

01:13:32 Preparing for the Future: The Six-Year Plan

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Connect with Paul:

Twitter: https://x.com/paulguerratv

Instagram: https://instagram.com/paulguerratv

Connect with me:

Twitter (X): https://twitter.com/RaoulGMI

Instagram: https://www.instagram.com/raoulgmi/

LinkedIn: https://www.linkedin.com/in/raoul-pal-real-vision/

Newsletter: https://raoulpal.substack.com

Disclaimer: https://media.realvision.com/wp/20231004185303/Disclaimer-1.pdf